For students that took student loans out on or after July 1st, of 2006, they will have an interest rate of 6.8%. Some people who have interest loans prior to that date have variable interest rate loans. The 91-day Treasury bill auctions determine the interest rates each year on July 1.
The current government loans are the Stafford for students and graduates and the Parent PLUS loans. Today, the interest rates for students with a Stafford loan is 6.62% and 7.22% for graduates. The Parent PLUS student consolidation loan interest rates for loans after July 1st, 1998 and before July 1st of 2006 are 8.02%. Parent PLUS loans that were disbursed after July 1sth of 2006 is 8.50%.
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