You can qualify for a student loan and consolidation if you have never defaulted on a student loan in the past. If you did go to school in the past and obtained a student loan and consolidation and you did not pay on the loans and they are still showing as defaulted, you will not be able to get more loans until the outstanding balances have been paid. You can get private loans to pay on them or you can call your loan holder to start making payments. Once you have paid off the old student loan and consolidation, you can get another. The lifetime benefit for student loan and consolidation is $140,000 for an education.
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