Once you complete school and you are ready to pay back your loans, the student loan consolidation interest rates might vary based on who you are combining your loans through. You might combine your government student loans through one lender with a lot of benefits to your consolidation plan and you might think you have a great rate with a great payment. Often times, you will receive phone calls from private lenders that will do everything they can to beat the current rate and buy your loans. It is common for these private lenders to beat the student loan consolidation interest rates that you currently have on your student loans, but you might be losing all of the benefits of your government loans by going with a private lender. You might want to look at all of the differences on the loans before signing over your loan to a private lender.
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